IF YOU ARE WAITING FOR MORTGAGE RATES BELOW 6% MAY ONLY SAVE YOU - $45 A MONTH

Let’s call it like it is.

So many buyers are sitting on the sidelines waiting for mortgage rates to drop… but here’s the reality

 

A rate drop below 6% might only save you about $45/month

Meanwhile, home prices keep moving up

Competition is lighter right now

Sellers are negotiating again

 

That’s why NOW is the window To ACT!!!

Buy your dream home today with less competition, better leverage, and more choices — then refinance later when rates improve (many buyers do this within 6–12 months).

 

You can change the rate.

You can’t rewind the price.

 

Smart buyers understand this: You Marry The House… You Date The Rate.

If owning your dream home is the goal, waiting could actually cost you more in the long run.

 

DM me and/or Nick Dawson if you want a clear, honest buying strategy — not hype, not guesswork.

LOAN SCENARIO (FOR ILLUSTRATION PURPOSES ONLY)

 

Loan Assumptions

• Purchase Price: $1,000,000

• Loan Amount: $500,000

• Term: 30-Year Fixed

• Occupancy: Primary Residence

• Property Type: Single-Family

• Product: Conforming Fixed

• APR Methodology: TRID-Compliant

 

Principal and Interest payments shown are estimates only. Total monthly payment may vary based on loan terms, borrower credit profile, debt-to-income ratio, property taxes, insurance, HOA dues, and other fees.

 

APR based on a $1,000,000 purchase, and a $500,000, 30-year fixed-rate mortgage for a primary residence. APR includes lender fees and discount points where applicable. Title, escrow, appraisal, prepaid items, and impounds are excluded from APR. Rates and APR are subject to change and borrower qualification. Figures shown are for marketing and educational purposes only.

 

At The Brown Team Real Estate Group, we’re here to help you navigate the market with expert insights and local knowledge. Whether you’re buying, selling, or simply planning your next move, we’re dedicated to your success.

 

Visit us at https://thebrownteamrealestategroup.com/ to learn more, search home values or get in touch.

 

Local Knowledge Isn’t Expensive… It’s Priceless!

 

Mike Brown - Broker

760.822.8734

EXP LUXURY - EXP REALTY